New York Car Accident Lawyers
Uninsured and underinsured motorists
New York law requires every vehicle on the road to carry insurance. However sometimes drivers unintentionally allow their insurance coverage to lapse, or simply cannot afford insurance in this difficult economy.
As soon as you can, you should renew your insurance. Not only is it better for you, especially under New York’s no-fault insurance system, but it prevents you from facing extensive fines, the possible loss of your license, or the loss of valuable assets in an auto accident lawsuit. Representation of New York's no-fault benefits is our NY car accident attorneys' specialty and our firm can help you seek recovery for lost earnings and medical bill compensation if you are under or uninsured.
If you are uninsured and in an accident
If you are uninsured at the time of an accident, you are probably on the hook for your own medical costs, lost wages, car repairs, and incidental expenses—costs usually covered by insurance. However as long as the other driver did not sustain serious injury, you do not need to pay these costs for the other driver—in New York, these costs are covered by the insurance policy of each driver.
For accidents resulting only in property damage and minor injuries, New York’s no-fault insurance system provides the only remedy for accident victims. As long as your injuries do not meet the serious injury standard, your only hope for post-accident compensation lies in insurance. If you do not have car insurance, you may still be covered in some situations. A New York car accident lawyer from Barasch McGarry Salzman & Penson, PC can determine if other insurance covers your accident.
Even if you did not have insurance at the time of the accident, you may recover from the insurance company of the other driver. Consult with a New York auto accident attorney about your accident and injuries to determine if you may hold the other driver responsible for his actions. If you suffered serious bodily injury in an auto accident not caused by your own negligence or carelessness, the other driver ultimately may bear responsibility for many of your medical expenses.
Work with seasoned, well-respected New York car accident lawyers
If you or a loved one suffered injury in a car accident in New York, the New York City car accident attorneys at Barasch McGarry Salzman & Penson, PC can help. We have nearly 100 years of combined experience helping injured New Yorkers get the compensation they deserve.
Call us at 212.385.8000 (toll-free), contact us online, or visit our conveniently located Manhattan offices for a free, no-obligation consultation with an experienced, knowledgeable NY auto accident lawyer.