Every year, drivers are involved in approximately 10 million car accidents on U.S. roads and highways. Most of these accidents are relatively minor and motorists walk away uninjured. However, even minor fender benders can be stressful experiences and drivers should know what steps to take to protect themselves from further problems after an accident.
The first thing every driver should do after an accident is call the police. This is sometimes the last thing someone wants to do, as he or she may be worried about receiving a traffic ticket. However, the risk of this is significantly outweighed by the benefit of having a police report to document information about the accident, including fault and damages. This report will prove invaluable in the event that you have to file an insurance claim or the accident evolves into a lawsuit.
Additionally, be sure to exchange information with the other driver. This includes details such as names, addresses, phone numbers and insurance information. Sometimes a driver will suggest you avoid going through insurance and assure you that he or she will pay you out of pocket for any damages. This is never a good idea. Insurance is there for just these situations and it is a good idea to get all of this information in case you need to pursue an insurance claim.
If any witnesses were present for the accident, ask them if they are willing to provide you with their phone numbers and a written report of the incident. This information can prove important later on, as even a minor accident can turn into a huge legal or insurance battle and you want to be sure your bases are covered.
Finally, after an accident, speak with an attorney. A legal professional skilled in personal injury law will help you explore your options for seeking compensation for serious injuries. Contact the dedicated New York car accident lawyers at [ln::firm_name] today.